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HOMENEWSPRIMETIMECHATABOUT COURT TVSTORENEWSLETTERS
Safety Challenge: Buyer Beware
• Premieres Monday, February 21 at 8pm • Encores Sunday, February 27 at Noon and 11pm


1) Why would a legitimate lender guarantee someone a loan or a credit card before they apply?
A) Because they have to make money
B) They want people to have good credit reports
C) Lenders would never guarantee a loan
D) Credit equality acts require automatic approval

2) How does an automatic debit scam work?
A) You get a postcard or a phone call saying that you have won something that is free.
B)The telemarketer asks you if you have a checking account.
C) The telemarketer tells you to read the numbers on a check given to you by the bank.
D) All of the above

3) True of false: There is no way to detect an automatic debit scam?
A) True
B) False

4) If your credit card or debit card is lost or stolen, what should you do immediately?
A) Call the federal trade commission
B) Call the card issuers
C) Call the police
D) Both A & B
E) Both B & C

5) How much would you have to pay if your credit card/s are used by someone else?
A) Everything owed
B) $50
C) $100
D) Depends on the card issuer

6) How can you protect your credit cards?
A) Keep the PIN a secret
B) Know where your card are at all times
C) Never reveal your social security number, bank account number or credit card number over the phone or the internet
D) All of the above

7) What do you do when you get a credit card bill but no merchandise?
A) Wait longer
B) Call the credit card company and inform them
C) Call the merchant
D) None of the above

8) What happens while your credit card bill is in dispute?
A) You have to pay the whole bill
B) You can hold the whole payment until further notice
C) Your account will be closed
D) You can exclude the disputed portion

9) True or false: Phishing is an internet scam that looks for web surfers to insert information like their social security number, bank account information and credit card numbers?
A) True
B) False

10) How can phishing be avoided?
A) Don’t go online
B) Go online and check email cautiously
C) Go online but don’t accept email
D) None of the above

11) What should website viewers look for when purchasing online merchandise?
A) A secure browser
B) Privacy policy
C) Refund and shipping policies
D) All of the above

12) How can you protect yourself from fraud?
A) Tell someone you trust your personal information
B) Keep your cards in a safe place
C) Keep records of your accounts
D) Both A & B
E) Both B & C

13) What are the top products/services for internet-related fraud complaints?
A) Computers: equipment
B) Adult services
C) Internet auctions
D) Shop at home/ catalog services

14) What are some clues to look for to prevent internet auction fraud?
A) If the seller only accepts cash
B) If the seller does not accept credit cards
C) If the seller has low feedback
D) If the seller accepts every form of payment